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Dislclaimers for S&P Agency

All the information on this website – S&P Agency – is published in good faith and for general information purpose only. S&P does not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information you find on this website (S&P), is strictly at your own risk. S&P will not be liable for any losses and/or damages in connection with the use of our website.From our website, you can visit other websites by following hyperlinks to such external sites. While we strive to provide only quality links to useful and ethical websites, we have no control over the content and nature of these sites. These links to other websites do not imply a recommendation for all the content found on these sites. Site owners and content may change without notice and may occur before we have the opportunity to remove a link which may have gone 'bad'.Please be also aware that when you leave our website, other sites may have different privacy policies and terms which are beyond our control. Please be sure to check the Privacy Policies of these sites as well as their "Terms of Service" before engaging in any business or uploading any information.

Consent

By using our website, you hereby consent to our disclaimer and agree to its terms.

Limitation of Liability

The contents of this website are created with utmost care. However, the provider assumes no liability for the correctness, completeness and topicality of the content provided. The content of the website is used at the user’s own risk. Contributions marked by name reflect the opinion of the respective author and not always the opinion of the provider. The mere use of the provider’s website does not result in any contractual relationship between the user and the provider.

Special Terms of Use

Insofar as special conditions for individual uses of this website deviate from the aforementioned paragraphs, this will be expressly pointed out at the appropriate point. In this case, the special terms of use apply in each individual case.

Copyright and ancillary copyrights

The content published on this website is subject to German copyright and ancillary copyright. Any use not permitted by German copyright and ancillary copyright law requires the prior written consent of the provider or the respective rights holder. This applies in particular to the duplication, processing, translation, storage, processing or reproduction of content in databases or other electronic media and systems. Contents and rights of third parties are marked as such. The unauthorized duplication or forwarding of individual content or complete pages is not permitted and is punishable by law. Only the production of copies and downloads for personal, private and non-commercial use is permitted. The presentation of this website in external frames is only permitted with written permission.

Responsible for the content according to § 55 Abs. 2 RStV

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Complaints Procedure

Online dispute resolution in accordance with Art. 14 para. 1 ODR-VO: The European Commission provides a platform for online dispute resolution (OS), which you can find at http://ec.europa.eu/consumers/odr/

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